Two Decades of Closing Deals
American Commercial Lending was built on a simple premise: operators in specialized industries deserve a finance partner who actually understands their business. We've spent over 20 years proving that premise, one closed deal at a time.
Built for Operators, Not Generalists
Most commercial finance brokers take any deal that walks through the door. We made a different choice early on: focus exclusively on the industries where we could build genuine expertise and lender relationships that generalists simply can't match.
That focus started with hospitality. We learned the franchise system, the PIP process, the brand-specific underwriting criteria, and the lenders who actually want hotel deals. Then we applied the same approach to petroleum retail — an asset class most lenders avoid — and to commercial real estate across every major market.
The result is a firm that closes transactions other brokers can't. When a hotel owner needs SBA financing for a brand conversion, when a gas station operator needs a bridge loan with environmental complications, when a CRE investor needs creative structuring for a value-add play — that's where we do our best work.
Total Funded
Across all programs and asset classes
Years in Business
Founded 2003, serving clients nationwide
States Served
Licensed and active in every U.S. state
Core Industries
Hotels, gas stations, commercial real estate
Our Principles
Industry Specialization
We don't try to finance everything. Our entire practice is built around hotels, gas stations, and commercial real estate — three industries we know better than any generalist broker.
Lender Relationships
We've spent decades building relationships with lenders who specialize in our asset classes. When we submit a deal, it goes to the right desk — not into a generic queue.
Transparent Process
We tell you exactly where your deal stands, what lenders are looking for, and what it will take to close. No runaround, no false promises.
Results at Closing
We don't charge upfront fees. We get paid when your deal closes — which means our incentives are perfectly aligned with yours.
Two Decades of Milestones
Founded with a focus on SBA lending for hospitality operators.
Expanded into bridge and private equity lending during the financial crisis — closing deals when others couldn't.
Added petroleum retail as a core specialty, building one of the deepest gas station lender networks in the country.
Surpassed $250M in total funded transactions across all programs.
Crossed $500M in total funded deals, serving clients in all 50 states.
Ready to Work With Specialists?
Twenty years of closed deals means we've seen every scenario, every complication, and every creative solution. Put that experience to work on your next transaction.